We sud stop “we don’t care attitude of CBSE schools!

Kind attention: Respected HRD Minister (S/s Prakash Javadekar), CBSE Chairman (S/s Rakesh Kumar Chaturvedi), Collectors, Media & all those who are interested in making Education meaningful and educational institutes accountable.

Sub: Urgent need of your kind attention and immediate necessary action to stop we don’t care attitude of many CBSE schools. Schools with this attitude are the cause of students with same attitude.

Many CBSE schools are turning nelson’s eye to the directive of teaching only NCERT textbooks from std 1st onwards.

Sad state of affair: They are going ahead with the usual practice of forcing parents to buy Unscientifically designed expensive private publishers text books which are making child’s brain as a dump of information and not as a bank of knowledge that can be put to use for problem solving – regarding.

Annexes:

  1. Ref:  Only NCERT books at all CBSE schools.  details  at: http://timesofindia.indiatimes.com/city/delhi/only-ncert-books-at-all-cbse-schools/articleshow/57174456.cms
  2. CBSE asks schools to follow NCERT books  details at:
    http://www.millenniumpost.in/cbse-asks-schools-to-follow-ncert-books-28659?NID=29095
  3. An example of knowledge dump text books & exercise books that parents are forced to buy eg. 3rd std students books: In total they weigh 12 kgs  (bag+books+water bottle ext & student has to carry them to class in a mule’s back-pack!). An example of knowledge dump text books & exercise books that parents are forced to buy for a 3rd std students
  4. Tot Text Books   18

    Ex Books               4

    Draing+ craft  3

    Maths 3 Bks Hindi 3 Bks EVS 2 Bks ENGLISH 5 Bks
    Expected Number ofPages covered  in1 Year 1500 ORIYA 2 Bks ITeh 1 Bk Drawing + craft 3 Bks.
  5.  Most important  CBSE receives request for 5 million only, shows the magnitude of we  don’t care attitude of many CBSE schools: details at: http://www.india.com/education/ncert-books-for-cbse-schools-cbse-receives-request-for-5-million-1903476/

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a few suggestions to reduce Banks’ NPAs

Following steps can reduce NAPs of Banks? will they consider?
Present financing pattern of Banks are:
a. Industry approaches D banks for finance
b. when D loan amount is very large a consortium of banks approach IDBI for refinancing.

IDBI is supposed to be an expert with knowledge of how industries work and their financial needs (unfortunately IDBI works as another financial institute with no knowledge about industries – with a little financial risk – it only refinances D loans given by banks & risk of recovery lies with banks (methodology is – refinancing is done with EMIs which banks are supposed to pay back as per schedule).

Methodology:

1. IDBI carries out project appraisal (Note: NAPs are the projects which are financed with a preset idea of financing the project at any cost) –IDBI thinks its sole objective is to fiance a project when it comes with a political clout – what may come – even when the project analysis shows it is nonviable & sure loss making unit.

2. no doubt IDBI have certain set norms to analyze a project before financing a project – they use computers to analyze the viability of the project – unfortunately they manipulate the parameters given by entrepreneur to make project viable to meet the financing norms – when it isn’t (an undesirable approach).

3. this manipulation of norms like i) implementation time ii) preproject expenditure iii) advertisement expenditure iv) product quality evaluation expenditure v) marketing expenses vi) gestation period v) pre production product wastage etc are very vital parameters which are provided by the entrepreneur with his project background – will no doubt make a project nonviable – yet financed.

It makes no sense to tamper with them by people (IDBI employees) who lack knowledge about them just to meet their financing norms – a sure recipes for NPAs.

4. Refinancing is a sure NPA & restructuring the loan to same management – when they fail to make it a profitable venture (a sure menu for NPAs) – they are re-financed by IDBI as it thinks it is their sacred duty to finance industries with political clout?

Findings: IDBI should come out of this culture to reduce NAPs just like Japan by learning a few methodologies followed by them to bring their country from shambles – after world war ii – to an undisputed industry & finance leader.

More details at how to manage failing ventures: https://sofjustice.wordpress.com/2012/10/05/we-can-find-solutions-for-many-failing-ventures-in-india/

The article is based on the experience of the author with IDBI, IPICOl & OSEDC.
He was associated with them in appraising some projects (analyzed with soft wares called bottom line analyzer & Microsoft 123). D analysis showed the projects are to be sure losers – unfortunately they are financed by manipulating the parameters – and indeed they all became NPAs – Electronics development corporation of Orissa is one along with many industries it financed. Many industries financed by IPICOL are no exception.


Social Media awakening; CBI & Courts

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Social Media awakening; CBI and Courts and democracy

How Net-works played their role; when media was looking other way and helped democracy: Read: What is Democracy? https://sofjustice.wordpress.com/2012/06/23/democracy-judiciary-natural-justice-people-and-media/

Social Media awakening; Media (freedom of speech) is diagnostic tools.

Don’t you think; we people who are interested in democracy and justice played our role (Prathibha patel and Singhvi) while media turned its face other side; lest they may loose government support? Read: http://www.kashmirdispatch.com/others/03058104-social-media-awakening-and-media.htm

We should Keep-up; pressure-on; to make courts deliver justice with in 3 to 6 months by following proven methods? Read: How to fast track courts?  https://sofjustice.wordpress.com/2012/05/12/fast-track-courts-compress-10-yrs-to-7-days/

CBI courts should complete 10 thousand; cases pending (GoM); by following; proven fast-track methods? They should stop behaving as 3rd rate citizens; who take orders from vested interest and delay cases for decades? Read: 1000nds of crores spent; Law enforcement agencies- boon or bane? https://sofjustice.wordpress.com/2012/07/12/law-enforcement-agencies-boon-or-bane/

To restore their credibility; they should get; guilty punished fast?

ARRESTING AND LETTING THEM FREE ON BAIL FOR DECADES WILL NOT DO?

DEPRECIATING RUPEE & INFLATION are the cause of near 30% GDP corruption; stronger black-money economy? Read: read: White Vs Black Economy & Ills of black economy https://sofjustice.wordpress.com/2012/05/25/white-vs-black-economy-ills-of-black-economy/

To save democracy we need ACCOUNTABILITY AT ALL LEVELS AND GUILTY AWARDED EXEMPLARY PUNISHMENTS?  Read: http://www.indianexpress.com/news/3yr-jail-rs-50k-fine-for-corrupt-babu-for-rs-1-000-bribe/950640/1  Congrats:  http://www.123greetings.com/congratulations/for_everyone/everyone1.html

Also read: 7 simple steps to make social media work; participate and STRENGTHEN democracy: https://sofjustice.wordpress.com/2012/07/15/how-social-media-twitter-works/

You should take the help of friends and spread the message:

Greed & Corruption; LIKE DRUGS; GIVES A KINK IN THE BEGINNING; an addiction & forces one to steel/loot to keep the habit going?

ACCOUNTABILITY AT ALL LEVELS MAKES A NATION PROSPEROUS & SAFE?

All should pray GOD to give common sense to corrupt; to see the damage they are causing to self; posterity & nation?

7 simple steps to make social media work; participate and  STRENGTHEN democracy: https://sofjustice.wordpress.com/2012/07/15/how-social-media-twitter-works/